本行有絕對酌情權根據本行紀錄有關交易（包括時間及日期）的細節以決定其有效性及/ 或持卡人享有獎賞的資格。 如持卡人有關交易的紀錄與本行紀錄不符，本行的紀錄將具決 渣打信用卡電話年費 定性並對持卡人具有約束力。 本推廣獎賞只適用於適用信用卡戶口仍然有效、無欠繳及信用狀況良好（由本行全權酌情 決定）的持卡人。 若持卡人的適用信用卡戶口狀況欠佳，本行保留權利取消發放獎賞予有 關的持卡人。 新容現時經里先生成功申請可享額外HK$500 Apple 禮品卡，了解更多優惠記得睇埋 DBS信用卡優惠合集。
信用卡持卡人必須於年費誌賬之月份的上兩個曆月為「優先私人理財」客戶，並符合本行不時指定之每日平均總結餘要求（「有關要求」），方可享首年年費豁免。 其後持卡人必須於年費誌賬之月份的上一個年度符合有關要求，方可享下一個年度的年費豁免。 有關每日平均總結餘的詳細説明，可參閲服務收費一覽表。 比較信用卡時，信用卡可否免年費亦是應考慮一環。 2020年6月1日後，渣打信用卡持卡人要申請年費豁免，不可以單靠致電渣打銀行客戶服務熱線，MoneySmart為你整合免年費教學，助你輕鬆申請年費豁免。
渣打信用卡電話年費: 現為渣打亞洲萬里通萬事達卡 (現名為渣打國泰 Mastercard) 持卡人？
請款成功之後，會算入未出帳金額（信用卡公司先把錢墊給業者）。 渣打信用卡電話年費 並於結帳日將這一個月的金額計算，計入當期信用卡帳單，並於繳款日繳清。 重要聲明：本討論區是以即時上載留言的方式運作，香港討論區對所有留言的真實性、完整性及立場等，不負任何法律責任。 而一切留言之言論只代表留言者個人意 見，並非本網站之立場，讀者及用戶不應信賴內容，並應自行判斷內容之真實性。 於有關情形下，讀者及用戶應尋求專業意見(如涉及醫療、法律或投資等問題)。 由於本討論區受到「即時上載留言」運作方式所規限，故不能完全監察所有留言，若讀者及用戶發現有留言出現問題，請聯絡我們。
LINE Pay 作為台灣民眾耳熟能詳的行動支付方式之一，與其合作的信用卡也日益增加，當中最具知名度的不外乎中國信託的這張。 其實國泰KOKO COMBO icash聯名卡跟玉山icash聯名卡很類似，在多方面的比較後，台灣推薦王讓國泰KOKO COMBO icash聯名卡勝出。 不過永久免年費並唔代表申請門檻一定好高，年薪要求非常親民，甚至連學生同家庭主婦都申請到。
渣打信用卡電話年費: 豁免年費電話熱線列表
信用卡年費問題經常被問，唔知邊張信用卡要俾年費，俾又唔知俾幾多，想waive又唔知可以點做。 我自己都好明白，所以今次就整返個信用卡免費攻略，一表可以睇哂各大信用卡嘅年費同豁免優惠，仲會介紹返幾張永久免年費嘅信用卡(有寫到明)俾大家。 有些信用卡可讓客戶用積分換取年費豁免，不過始終積分是大家辛苦賺來的，所以建議先嘗試致電熱線問問可否Waive，若被拒絕才考慮用積分換。 由即日至2021年12月31日，憑渣打 渣打信用卡電話年費 / MANHATTAN Visa及萬事達信用卡於官方網站預訂香港迪士尼樂園度假區指定酒店滿HK$500，可享12個月免息分期優惠。
卡主可經渣打銀行ATM機、網上銀行、渣打銀行手機應用程式及PPS繳費靈繳付卡數。 憑渣打信用卡及MANHATTAN 信用卡簽帳，即可賺取「360°全面賞」積分。 卡主可選擇將積分兌換成現金回贈，直接轉賬到信用卡賬戶中。 除現金回贈外，卡主亦可將積分兌換飛行里數、禮品及現金券，任君選擇。
渣打信用卡電話年費: 免年費信用卡2020: 信用卡結語
但我再講多次，情況因人而異，有人無戶口都免到信用卡年費，有人開戶口未放夠錢又免到(我都係)，但係都留意返按條款係到渣打出糧戶口/premium或priority戶口先免到信用卡年費，情況因人而異。 申請門檻較低的信用卡，通常較易申請年費豁免；你亦可先嘗試完成指定簽賬額或成為指定銀行客戶，以獲享免年費優惠。 但相信最困擾大家的事，就是每次致電信用卡服務熱線後，需要聽長篇的條款及宣傳內容，又要集中精神留意語音目錄的內容（你懂的～），以下為你整理申請豁免年費及快速聯絡客服的接駁號碼。 但有些信用卡則可能要求卡主須使用該信用卡達到某指定的簽賬額；有些信用卡則需要卡主成為該銀行的指定客戶，即可繼續享免年費優惠。
每HK$100,000合資格簽賬可獲贈20國泰會籍積分，推廣期內最高可獲贈100國泰會籍積分。 唯一讓您 Banking 直接賺里數的渣打聯同國泰，按不同理財級別，推出一共三款渣打國泰 Mastercard，讓您享受更高層次的旅遊﹑生活品味及理財體驗。 我自己就試過，出咗張新卡，賺完迎新就冇再簽過，到要交年費嘅時候，打去CS要求豁免年費，CS要求我只要簽一次就可以豁免。
渣打信用卡電話年費: 指定客戶豁免年費
另外，部分銀行可為客戶在外遊期間暫時調低信用額，減低信用卡被盜的潛在損失，待客戶回港後，信用額度便會回復調校前的水平。 如有信用卡在報失前已被盜用，銀行可能會對該筆賬項展開調查，而報案記錄是重要證據之一，用來證明該筆交易不是由你本人簽賬，銀行亦因此有更大機會轄免該筆款項。 如果你當時人身安全，並非處於緊急情況，應先盡快致電信用卡失卡熱線（詳見上表），以便銀行「Cut卡」，防止信用卡被他人盜用。 國泰世華在全省有165家分行，近900位理專，在服務的廣度跟深度上具有優勢。 且國泰近年來重心發展數位金融的體驗，網銀及APP都有著不錯的評價。 台幣300萬做為一個基本門檻，有少數銀行的門檻較低，例如50~100萬，但是權益相對沒有那麼好，有的也沒有專人服務，主要還是以台幣300萬作為分界點。
我們可能會從合作夥伴獲得放置其產品或服務廣告的費用。 如果你點擊我們網站上的某些連結，我們也可能獲得利潤。 雖然會因此可能會影響產品資訊的順序、位置或產品資料放置的位置，但並不會影響我們對這些產品的評價。 請不要將產品出現在我們網站上的先後順序，當作成我們的認可或推薦。 Finder.com比較廣泛的產品、供應商和服務，但我們未有提供有關市面所有現有的產品、供應商或服務的資料。 請明白在我們供應的服務以外，你可能還有其他的產品、供應商或服務選擇。
渣打信用卡電話年費: 相關文章:
適用於雙幣卡之額外主要條款及細則 1.各雙幣卡戶口將按照信用卡戶口的方式獨立操作。 聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。 網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。 MoneyHero網站顯示的金融產品及服務資訊僅供參考，並非提供建議。
- 信用卡持卡人必須於年費誌賬之月份的上兩個曆月為「優先私人理財」客戶，並符合本行不時指定之每日平均總結餘要求（「有關要求」），方可享首年年費豁免。
- 當你點擊連結或透我們的網站消費時，我們或會獲得佣金。
- 網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。
- 離開本行網站後，進入業者經營的網站，則不屬本行控制與負責範圍內，包括客戶隱私權保護及客戶資訊安全事項等，將由該業者自行負責。
- 旅遊里程卡就是回饋的形式是里程，航空里程其實就是類似信用卡的「紅利點數」概念，是一種航空公司鼓勵旅遊消費的方式，航空公司的顧客們可以藉由里程的累積獲得各種優惠。
往上更高還有1,000萬、3,000萬元的門檻級別。 渣打信用卡電話年費 憑渣打Smart卡於指定商戶消費，可享5%回贈、毋須登記，更不設最低消費額，推廣期至2021年12月31日，上限為HK$3,000。 渣打Air Miles信用卡賺取的里數可以兌換機票、酒店、旅遊體驗、演唱會門票，但當中以換機票最受歡迎。 您的實體信用卡將被停用，並且在您收妥新信用卡並進行確認前無法使用。 即日起至2023年3月31日，以港元1,000,000/美元100,000 新資金開立6個月「亞洲萬里通」定期存款賺取200,000里數。 即日起至2023年3月31日，以港元200,000/美元20,000 新資金開立6個月「亞洲萬里通」定期存款賺取40,000里數。
渣打信用卡電話年費: 理財專員的專業度
如果你選擇唔繼續用該信用卡的話，銀行係唔會收到你年費的，我敢講香港所有銀行都係咁玩法。 可以，兌換1,000「亞洲萬里通」 飛行里數需25,000積分、但每次兌換飛行里數必須以1,000里數或其倍數為兌換單位，最低兌換額為1,000里數，每次兌換亦須繳付HK$300手續費。 不是，有一些提供較多尊尚服務及較高級別的信用卡，是不設免年費，例如是 AE 白金卡 或 AE 白金信用卡。 成為「優先理財」客戶，並維持HK$1,000,000或以上之每日平均總結餘可享年費HK$4,000豁免c。 有啲信用卡可以用積分豁免年費，但既然打個電話就可以免年費，點解要用辛苦儲返嚟嘅分去換呢？ 如果真係豁免唔到，又想繼續用張卡，又唔想真金白銀畀年費，最後先出此下策交年費啦。
會，卡主可到渣打銀行網上理財查詢，登入後按「我的賬戶」下的「賬戶總覽」，以查看「積分到期日」及現金回贈到期日。 除了一般餐飲及購物可以使用渣打信用卡消費儲積分外，你亦可以渣打信用卡繳費(電煤/差餉/管理費/學費/電話費) 換取信用卡積分。 憑渣打合資格現金回贈信用卡，簽賬即可賺取「現金回贈」，但留意該現金回贈並不會直接存入信用卡戶口，卡主可以透過網上換領平台，「現金回贈」換領現金或其他禮品。 渣打信用卡電話年費 憑渣打信用卡及MANHATTAN 信用卡，即可享多項全年優惠，從酒店、餐飲、購物到網上購物均有優惠，合作商戶多達數十間，當中包括Zalora、度小月及屈臣氏酒窖等。 除預設授權交易，如八達通自動增值或與商戶定立的自動繳費服務，信用卡之所有功能包括線上/線下消費、手機錢包以及櫃員機提款等將不能使用，直至您主動解封信用卡。
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” width=”603px” alt=”高達”/>
您可透過網上理財或SC Mobile使用您的渣打信用卡繳付指定商戶的賬單。 若您用來繳付賬單的渣打信用卡所標示的滿期日為本月或下個月，請在進行繳付賬單前確認新收到的渣打信用卡。 啱啱2021年張渣打Simply Cash卡被收取年費，當我打返電話去渣打到申請返免年費果陣發現呢加渣打係App到加入咗新功能，無需要打去係App到申請就即時知道結果。 新加入呢個攻能又幾好，打電話去既時間都可以慳返。 如果免年費個動作都懶得做，其實渣打Smart卡係永久免年費添，連呢個動作都唔洗做，迎新都係咁多張渣打卡入面最大份，有HK$2,200現金回贈，要申請渣打信用卡的話拎呢張先都抵玩。 持卡人不得濫用本推廣或違反本推廣的規定，否則本行將在不作通知下從持卡人的適用信 用卡戶口扣除獎賞的價值及/或採取行動以追討有關金額。
渣打信用卡電話年費: 【報失信用卡 / 豁免年費熱線】各大銀行電話快捷鍵 直接聯絡客戶服務主任
其實國泰KOKO COMBO icash聯名卡跟玉山icash聯名卡很類似，在多方面的比較後，台灣推薦王讓國泰KOKO COMBO icash聯名卡勝出。 不過永久免年費並唔代表申請門檻一定好高，年薪要求非常親民，甚至連學生同家庭主婦都申請到。 信用卡除了可以幫助我們省錢、掌握消費習慣及理財外，最重要的就是累積個人的信用紀錄，在未來需要大量資金借貸時，信用卡的還款紀錄都是個人信用很重要的依據條件喔。 為配合卡友較長天數的海外旅行，國泰世華銀行表示，2020年起推出卡友可用紅利點數2000點折抵1天免費停車，歡迎有需要的卡友多加使用。 單純以基本簽賬計，渣打Simply Cash 渣打信用卡電話年費 Visa卡 港幣簽賬可賺取1.5%回贈，是市面上較高，外幣簽賬則可賺取2%回贈。
- 啱啱2021年張渣打Simply Cash卡被收取年費，當我打返電話去渣打到申請返免年費果陣發現呢加渣打係App到加入咗新功能，無需要打去係App到申請就即時知道結果。
- 19.本行客戶條款載有關於閣下對本行所負責任及豁免或限制本行責任的額外條款。
- 「全新信用卡客戶」為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人。
- 或者東亞的 Visa Signature 及 Flyer World Mastercard，只要卡主持有指定東亞銀行賬戶，亦可申請相關的信用卡年費豁免。
2023 Gogolook Co., Ltd. 本公司通過國際資訊安全標準 ISO27001、國際隱私資訊標準 ISO27701、銀行等級傳輸驗證。 免年費信用卡2020 本網站服務僅供貸款資訊比較，不提供代辦服務，也不收取費用。 貸鼠先生希望能建立一個安全、值得信任的平台，讓民眾可以在這裡找到最好的金融方案，用資金繼續實現夢想的藍圖。
渣打信用卡電話年費: 服務收費
但我再講多次，情況因人而異，有人無戶口都免到信用卡年費，有人開戶口未放夠錢又免到(我都係)，但係都留意返按條款係到渣打出糧戶口/premium或priority戶口先免到信用卡年費，情況因人而異。 申請門檻較低的信用卡，通常較易申請年費豁免；你亦可先嘗試完成指定簽賬額或成為指定銀行客戶，以獲享免年費優惠。 但相信最困擾大家的事，就是每次致電信用卡服務熱線後，需要聽長篇的條款及宣傳內容，又要集中精神留意語音目錄的內容（你懂的～），以下為你整理申請豁免年費及快速聯絡客服的接駁號碼。 但有些信用卡則可能要求卡主須使用該信用卡達到某指定的簽賬額；有些信用卡則需要卡主成為該銀行的指定客戶，即可繼續享免年費優惠。
渣打信用卡電話年費: 免年費信用卡2020: 樂天信用卡 優惠活動
卡主可選擇將積分兌換成現金回贈，直接轉賬到信用卡賬戶中。 除現金回贈外，卡主亦可將積分兌換飛行里數、禮品及現金券，任君選擇。 例如，雙幣卡一個戶口任何欠款結餘將獨立於雙幣卡其他戶口欠款結餘計算及清繳。 2.僅一個以港幣計值的信貸限額將統一適用於雙幣卡所有戶口。 3.對於並非以港幣計值的任何雙幣卡戶口，閣下可以該戶口的計值貨幣或港幣繳付該戶口欠款結餘。 每HK$100,000合資格簽賬可獲贈20國泰會籍積分，推廣期內最高可獲贈100國泰會籍積分。